Accounts Officer Sarkari Naukri Complete Guide

Last Updated on September 29, 2025 by admin

Becoming an Accounts Officer in India is one of the most sought-after career paths for those interested in accounting, finance, and government jobs. The stability, job security, and growth prospects offered by Sarkari Naukri (government jobs) make this position an enticing choice for youngsters. Understanding the eligibility criteria, reviewing exam preparation techniques, learning the salary details, and recognizing the career prospects in this field are vital, whether for a recent graduate or for a professional looking to switch careers.

This guide is intended to be a one-stop resource and take you step by step through the process of becoming an Accounts Officer in India and getting a Sarkari Naukri in 2025. We have provided all the details you need to know, including exam aspects, eligibility, salary, progression, and career opportunities.

What is an Accounts Officer?

An Accounts Officer is a major finance professional in many places, including the government, public sector banks, and government departments. The most important duties of an Accounts Officer include recording finances, budget preparation, adherence to laws pertaining to finances, and auditing.

In governmental organizations in India, Accounts Officers are critical to the management of accounts, financial statements, and the overall allocation of public funds. They understand and apply accounting principles and financial regulations, alongside the use of sophisticated accounting information and management systems, to public governance.

Eligibility for Accounts Officer in India

As accounts officer positions are government jobs, specific educational qualifications and age limits apply. These are:

Educational Qualification

Bachelor’s Degree: A Bachelor’s degree in Commerce, Accounting, or Finance is the basic requirement.

Postgraduate Qualification: A postgraduate degree is not a requirement; however, an M.Com or a professional degree, CMA, or CA will constitute an additional qualification.

Age

In the case of Sarkari Naukri, the age limits are:

Minimum Age: 21 years

Maximum Age: 30 years

As per government rules, SC/ST and OBC candidates are eligible for age concessions.

Experience Requirements

Most entry-level positions may not demand any experience, but some, especially in niche sectors such as public sector banking, may need candidates to show some track record in work related to finance or accounting. Familiarity with accounting tools such as Tally or SAP is a plus as well.  

Top Exams to Become an Accounts Officer in India 

There is a range of competitive exams for prospective Accounts Officers to secure a Sarkari Naukri. Below are some of the most in-demand ones:  

SSC CGL (Staff Selection Commission Combined Graduate Level Exam)  

The SSC CGL exam is among the most in-demand tests for public sector jobs, including Accounts Officer positions in multiple government agencies. The exam tests candidates on several topics, including general intelligence, reasoning, quantitative aptitude, and general awareness.  

Exam Levels: Tier 1, Tier 2 

Subjects: General Awareness, English, Quantitative Aptitude, Reasoning  

Eligibility: A graduate degree in any stream.  

IBPS (Institute of Banking Personnel Selection)  

IBPS organizes tests for various roles in the banking and finance industry, including Accounts Officer roles in public sector banks. The IBPS SO (Specialist Officer) exam is designed specifically for the recruitment of finance professionals.  

Subjects: Reasoning, English, Quantitative Aptitude, Financial Management  

Eligibility: Graduation in relevant fields like Commerce, Finance, or Economics.

State-Level Recruitment Exams

Some states in India conduct their own exams for hiring Accounts Officers in state departments. Such examinations are conducted in a classical style, focusing on key areas such as accounting, budgeting, and reporting.

How to Prepare for Accounts Officer Exams in India

In a highly competitive scenario, exams can be a nightmare to prepare for. However, one can adhere to the following strategies to ensure the best outcomes while still avoiding an unnecessary level of stress.

1. Go through the Syllabus

While each exam may have some specific topics to cover, in general, the following modules can be expected:

• Foundations of Accounting
• Reports and Financial Statements
• Mathematics and Logical Reasoning
• General Knowledge and Current Events

Setting the total Syllabus can be a good starting point, but to avoid overwhelm, break the topics into smaller, more digestible sections.

2. Practice a lot

Given the limited time in competitive exams, practicing the timing strategies while solving the papers can improve your skills.

3. Attempt Mock Tests

These, along with previous year papers, can help in one of the most important ways of exam preparation — improving self-confidence. The more you can identify skills and knowledge, the more you can improve.

4. Use Online Study Materials

No one can study alone for long. Online platforms, such as YouTube, E-books, and countless online test series, also allow the formation of study forums.

Job Duties of a Government Accounts Officer  

When holding the Accounts Officer position, the interrelated functions performed are:  

1. Financial Management   

Supervision of expenditures, budgets, and government funds allocation and management.  

2. Audit & Compliance  

Regulation and standards verification of government finance records and transactions. You will also assist in the internal and external audits.  

3. Reporting & Documentation

Preparing financial reports for government officials at various levels, submission of monthly and annual financial statements, and administration of payroll.  

An Accounts Officer’s salary and progression

Offsets. Your salary and role depend on the department and your experience. Here’s an approximate gauge:   

Entry: ₹35,000 – ₹45,000 per month  

Med: ₹50,000 – ₹70,000 per month  

Senior: ₹80,000 – ₹1,00,000+ per month  

Medical insurances, retirement plans, and paid leaves often accompany Accounts Officer salaries.  

With experience, an Accounts Officer’s position will increase in tenor and responsibility. Following is a possible structure:  

Junior Accounts Officer → Accounts Officer → Senior Accounts Officer → Chief Financial Officer (CFO)  

Alternatively, government roles such as Financial Analyst, Internal Auditor, and Investment Advisor are also open.

Top Government Organizations Hiring Accounts Officers  

Numerous government agencies and public sector banks recruit Accounts Officers. Some of the major organizations are:  

• Reserve Bank of India (RBI)  
• State Bank of India (SBI)  
• Indian Railways  
• Public Sector Undertakings (PSUs)  
• Various Ministries and Government Departments   

Conclusion  

In India, pursuing a career as an Accounts Officer is fulfilling, providing opportunities for advancement, economic security, and service to the community. This is achievable by following this guide and preparing for the SSC CGL, IBPS SO, and state-level recruitment exams methodically. Maintain your concentration, keep current, and finalize your efforts to obtain your Sarkari Naukri by 2025.

FAQs:  

Q1: What is the eligibility for becoming an Accounts Officer in India?

A Bachelor’s degree in Commerce or Accounting is essential; the age needs to be between 21 and 30. Having professional qualifications like a CMA or CA will be an added advantage.  

Q2: What is the salary of an Accounts Officer?  

Salaries start at ₹35,000 for entry-level positions and can exceed ₹1,00,000 for senior roles, not including other perks like a medical allowance and pension.  

Q3: How do I prepare for the Accounts Officer exams?  

Preparation should be centered around a clear understanding of the Syllabus, previous years’ paper practice, effective time management, and online mock tests.  

Q4: What are the career prospects for an Accounts Officer?  

With time and experience, an Accounts Officer can be promoted to positions like Senior Accounts Officer, or CFO, or venture into other specific fields like auditing or financial analysis.